Pay by Token
MAX Pay Global brings the possibility of using Tokenized electronic payment methods to Sales Orders, Sales Invoices and Sales Credit Memos enabling the retailer, merchant or business to allow customers the possibility of securely paying for goods and services using credit cards and other payment instruments in a fully integrated and secure manner, reducing the possibility of errors and minimizing reconciliation. MAX Pay Global allows Business Central users to:
Create Customer Tokens
With an integrated interface, MAX Pay Global allows you to create unlimited unique Tokens for each customer to be stored safely and securely “on-file” ready to use to process a Sales Order or future transactions. Only non-sensitive data is stored inside of Business Central and the Payment Provider stores the actual Card Holder Data (CHD) on their PCI accredited data centers, ensuring compliance and maintaining the lowest possible SAQ for a Merchant’s annual PCI review.
Authorize a Sales order
Authorizing the sales order is guaranteeing or reserving the funds on a Customer’s credit card at the time of placing the order and using this model, it is normal for the funds to be actually charged (or Captured) at the time of actually delivering the goods or services. When Authorizing, MAX Pay Global will automatically authorize for the current outstanding amount of the Sales order net of any prepayments that may have already been taken.
Voiding the Authorization
The current Authorization may be voided, for instance, if the Sales order needs to be modified – a use case would be if the order is cancelled or for instance additional items need to be added to the sales order and a fresh Authorization be obtained.
Make Prepayments
MAX Pay Global allows any number of pre-payments to be obtained against the sales order – charging the customer’s credit card or other instrument at the time of the prepayment, for a percentage of the outstanding Sales Order value. The Prepayment of MPG uses the standard Sales Order Prepayment functionality.
Prepayment Credit Memo
To undo a prepayment – i.e. reverse it and refund the prepaid amount back to the credit card – MPG supports Prepayment Credit Memos. If more than one prepayment was obtained over the lifetime of the sales order, then a Prepayment Credit Memo will reverse all monies back to the original credit card.
Posted Invoices
After an authorization is obtained, the Sales order may be converted into a Posted Invoice and it is here, where a current Authorization is captured or converted into a charge to the customer. If there is no Authorization but an outstanding amount, MPG will automatically first Authorize and then Capture in the one session.
Posted Invoice Credit Memo
To reverse a charge to a Posted Invoice, MPG supports Creating a Credit Memo to reverse or refund the payment back to the customer.